:root {
  --primary: #0d5c63;
  --primary-dark: #094248;
  --primary-light: #1a8a94;
  --accent: #e8b84a;
  --accent-dark: #c99a2e;
  --bg: #f6f8fa;
  --bg-dark: #0a1f24;
  --text: #1a2b32;
  --text-muted: #5a6d75;
  --white: #fff;
  --on-dark: #ffffff;
  --on-dark-muted: rgba(255, 255, 255, 0.88);
  --on-dark-subtle: rgba(255, 255, 255, 0.72);
  --border: #e2e8ec;
  --radius: 12px;
  --shadow: 0 4px 24px rgba(13, 92, 99, 0.08);
  --font: 'DM Sans', system-ui, sans-serif;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--font);
  font-size: 16px;
  line-height: 1.6;
  color: var(--text);
  background: var(--bg);
}

img { max-width: 100%; height: auto; }
a { color: var(--primary); text-decoration: none; }
a:hover { color: var(--primary-light); }

.container { width: min(1140px, 92vw); margin: 0 auto; }
.container-wide { width: min(1280px, 94vw); margin: 0 auto; }

/* Header */
.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255,255,255,.92);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--border);
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
  padding: 14px 0;
}
.logo {
  display: inline-flex;
  align-items: center;
  text-decoration: none;
  flex-shrink: 0;
  line-height: 0;
}
.logo:hover .logo-img {
  opacity: 0.9;
}
.logo-img {
  display: block;
  width: auto;
  height: 42px;
  max-width: min(240px, 48vw);
  object-fit: contain;
  object-position: left center;
}
.site-footer .logo--footer {
  margin-bottom: 14px;
}
.site-footer .logo--footer .logo-img {
  height: 38px;
  max-width: 210px;
  background: #fff;
  padding: 8px 12px;
  border-radius: 8px;
  box-sizing: content-box;
}
.nav-main { display: flex; align-items: center; gap: 6px; flex-wrap: wrap; }
.nav-main a {
  padding: 8px 14px;
  font-size: 0.9rem;
  font-weight: 500;
  border-radius: 8px;
}
.nav-main a:hover, .nav-main a.active {
  background: rgba(13, 92, 99, 0.08);
  color: var(--primary);
}
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 12px 22px;
  font-size: 0.95rem;
  font-weight: 600;
  border-radius: 10px;
  border: none;
  cursor: pointer;
  transition: transform .15s, box-shadow .15s;
}
.btn-primary {
  background: linear-gradient(135deg, var(--primary), var(--primary-light));
  color: var(--white);
  box-shadow: 0 4px 14px rgba(13, 92, 99, .35);
}
.btn-primary:hover {
  transform: translateY(-1px);
  box-shadow: 0 6px 20px rgba(13, 92, 99, .4);
  color: var(--white);
}
.btn-outline {
  background: transparent;
  color: var(--primary);
  border: 2px solid var(--primary);
}
.btn-outline:hover { background: rgba(13, 92, 99, .06); color: var(--primary); }
.btn-accent {
  background: var(--accent);
  color: var(--primary-dark);
}
.btn-accent:hover { background: var(--accent-dark); color: var(--primary-dark); }

.nav-toggle { display: none; background: none; border: none; font-size: 1.5rem; cursor: pointer; }

/* Hero */
.hero {
  background: linear-gradient(160deg, var(--bg-dark) 0%, var(--primary-dark) 45%, var(--primary) 100%);
  color: var(--white);
  padding: 80px 0 100px;
  position: relative;
  overflow: hidden;
}
.hero::after {
  content: '';
  position: absolute;
  inset: 0;
  background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4zM6 34v-4H4v4H0v2h4v4h2v-4h4v-2H6zM6 4V0H4v4H0v2h4v4h2V6h4V4H6z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
  opacity: .5;
}
.hero .container { position: relative; z-index: 1; }
.hero-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 48px;
  align-items: center;
}
.hero-badge {
  display: inline-block;
  padding: 6px 14px;
  background: rgba(232, 184, 74, .25);
  border: 1px solid rgba(232, 184, 74, .4);
  border-radius: 100px;
  font-size: 0.8rem;
  font-weight: 600;
  margin-bottom: 20px;
  color: var(--accent);
}
.hero h1 {
  font-size: clamp(2rem, 4.5vw, 3rem);
  line-height: 1.15;
  margin: 0 0 20px;
  font-weight: 700;
  color: var(--on-dark);
}
.hero-lead {
  font-size: 1.1rem;
  color: var(--on-dark-muted);
  max-width: 520px;
  margin-bottom: 32px;
}
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; }
.hero-card {
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.2);
  border-radius: var(--radius);
  padding: 28px;
  backdrop-filter: blur(8px);
  color: var(--on-dark);
}
.hero-stats {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 16px;
}
.hero-stat strong {
  display: block;
  font-size: 1.75rem;
  color: var(--accent);
}
.hero-stat span {
  font-size: 0.85rem;
  color: var(--on-dark-muted);
  display: block;
}

/* Hero slider */
.hero-slider-wrap {
  padding: 0;
  min-height: 520px;
}
.hero-slider {
  position: relative;
  width: 100%;
  overflow: hidden;
}
.hero-track {
  display: flex;
  height: 100%;
  transition: transform 0.55s cubic-bezier(0.4, 0, 0.2, 1);
}
.hero-slide {
  flex: 0 0 100%;
  min-height: 520px;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 72px 0 88px;
  box-sizing: border-box;
  width: 100%;
}
.hero-slide .container.hero-grid {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 48px;
  align-items: center;
  width: min(1140px, 92vw);
  max-width: 1140px;
  margin: 0 auto;
  padding: 0;
  position: relative;
  z-index: 1;
}
.hero-slider-controls {
  position: absolute;
  bottom: 28px;
  left: 50%;
  transform: translateX(-50%);
  z-index: 2;
  display: flex;
  align-items: center;
  gap: 16px;
}
.hero-slider-btn {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  border: 1px solid rgba(255,255,255,.35);
  background: rgba(255,255,255,.12);
  color: var(--white);
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: background .2s, border-color .2s;
}
.hero-slider-btn:hover {
  background: rgba(255,255,255,.22);
  border-color: var(--accent);
}
.hero-slider-dots {
  display: flex;
  gap: 8px;
}
.hero-slider-dot {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  border: none;
  padding: 0;
  background: rgba(255,255,255,.35);
  cursor: pointer;
  transition: transform .2s, background .2s;
}
.hero-slider-dot.is-active {
  background: var(--accent);
  transform: scale(1.2);
}
.hero-slider-progress {
  position: absolute;
  bottom: 0;
  left: 0;
  height: 3px;
  background: var(--accent);
  z-index: 2;
  transition: width 0.1s linear;
}

/* Sections */
section { padding: 72px 0; }
.section-title {
  text-align: center;
  max-width: 640px;
  margin: 0 auto 48px;
}
.section-title h2 {
  font-size: clamp(1.75rem, 3vw, 2.25rem);
  margin: 0 0 12px;
  color: var(--primary-dark);
}
.section-title p { color: var(--text-muted); margin: 0; }

/* Cards */
.card-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(280px, 1fr));
  gap: 24px;
}
.card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 28px;
  box-shadow: var(--shadow);
  transition: transform .2s, box-shadow .2s;
}
.card:hover {
  transform: translateY(-4px);
  box-shadow: 0 12px 32px rgba(13, 92, 99, .12);
}
.card-icon {
  width: 52px;
  height: 52px;
  border-radius: 12px;
  background: rgba(13, 92, 99, .1);
  color: var(--primary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  margin-bottom: 16px;
}
.card h3 { margin: 0 0 10px; font-size: 1.15rem; color: var(--primary-dark); }
.card p { margin: 0; font-size: 0.92rem; color: var(--text-muted); }
.card-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  margin-top: 16px;
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--primary-dark);
}
.card-link:hover {
  color: var(--primary-light);
}

/* Feature list */
.feature-list { list-style: none; padding: 0; margin: 0; }
.feature-list li {
  padding: 12px 0 12px 36px;
  position: relative;
  border-bottom: 1px solid var(--border);
  font-size: 0.95rem;
}
.feature-list li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--primary);
  font-weight: 700;
}
.feature-list li:last-child { border-bottom: none; }

/* Two col */
.two-col {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: start;
}
.panel-preview {
  background: var(--bg-dark);
  border-radius: var(--radius);
  padding: 24px;
  color: var(--white);
  font-size: 0.85rem;
}
.panel-preview-bar {
  display: flex;
  gap: 6px;
  margin-bottom: 16px;
}
.panel-preview-bar span {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  background: #444;
}
.panel-preview-bar span:nth-child(1) { background: #ff5f57; }
.panel-preview-bar span:nth-child(2) { background: #febc2e; }
.panel-preview-bar span:nth-child(3) { background: #28c840; }

/* Module table */
.module-table {
  width: 100%;
  border-collapse: collapse;
  background: var(--white);
  border-radius: var(--radius);
  overflow: hidden;
  box-shadow: var(--shadow);
}
.module-table th, .module-table td {
  padding: 14px 18px;
  text-align: left;
  border-bottom: 1px solid var(--border);
}
.module-table th {
  background: var(--primary-dark);
  color: var(--white);
  font-weight: 600;
  font-size: 0.88rem;
}
.module-table tr:last-child td { border-bottom: none; }
.module-table tr:hover td { background: rgba(13, 92, 99, .04); }

/* CTA band */
.cta-band {
  background: linear-gradient(135deg, var(--primary-dark), var(--primary));
  color: var(--on-dark);
  padding: 64px 0;
  text-align: center;
}

/* Footer */
.site-footer {
  background: var(--bg-dark);
  color: rgba(255,255,255,.75);
  padding: 56px 0 28px;
  font-size: 0.9rem;
}
.footer-grid {
  display: grid;
  grid-template-columns: 2fr repeat(3, 1fr);
  gap: 40px;
  margin-bottom: 40px;
}
.site-footer h4 {
  color: var(--white);
  font-size: 0.95rem;
  margin: 0 0 16px;
}
.site-footer ul { list-style: none; padding: 0; margin: 0; }
.site-footer li { margin-bottom: 8px; }
.site-footer a { color: rgba(255,255,255,.7); }
.site-footer a:hover { color: var(--accent); }
.footer-bottom {
  padding-top: 24px;
  border-top: 1px solid rgba(255,255,255,.1);
  text-align: center;
  font-size: 0.82rem;
  opacity: .7;
}

/* Page hero inner */
.page-hero {
  background: linear-gradient(135deg, var(--primary-dark), var(--primary));
  color: var(--on-dark);
  padding: 56px 0;
}
.page-hero h1 {
  margin: 0 0 12px;
  font-size: 2rem;
  color: var(--on-dark);
}
.page-hero p {
  margin: 0;
  color: var(--on-dark-muted);
  max-width: 600px;
}
.breadcrumb {
  font-size: 0.85rem;
  margin-bottom: 16px;
  color: var(--on-dark-subtle);
}
.breadcrumb a { color: var(--accent); }
.breadcrumb a:hover { color: var(--on-dark); }

/* Tags — light sections */
.tags { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 12px; }
.tag {
  font-size: 0.75rem;
  padding: 4px 10px;
  background: rgba(13, 92, 99, 0.1);
  color: var(--primary-dark);
  border-radius: 100px;
  font-weight: 500;
}
.page-hero .tag,
.hero .tag,
.cta-band .tag {
  background: rgba(255, 255, 255, 0.18);
  color: var(--on-dark);
  border: 1px solid rgba(255, 255, 255, 0.25);
}

/* Dark surfaces: links & text must not use primary green on green bg */
.hero a:not(.btn):not(.btn-primary):not(.btn-accent):not(.btn-outline),
.page-hero a:not(.btn):not(.btn-primary):not(.btn-accent),
.cta-band a:not(.btn):not(.btn-primary):not(.btn-accent):not(.btn-outline),
.panel-preview a:not(.btn),
.payment-card-featured a:not(.btn):not(.btn-primary):not(.btn-accent),
.site-footer a:not(.btn):not(.logo),
.hero-card a {
  color: var(--accent);
}
.hero a:not(.btn):not(.btn-primary):not(.btn-accent):not(.btn-outline):hover,
.page-hero a:not(.btn):not(.btn-primary):not(.btn-accent):hover,
.cta-band a:not(.btn):not(.btn-primary):not(.btn-accent):not(.btn-outline):hover,
.panel-preview a:not(.btn):hover,
.payment-card-featured a:not(.btn):not(.btn-primary):not(.btn-accent):hover,
.hero-card a:hover {
  color: var(--on-dark);
}

.hero .btn-outline,
.page-hero .btn-outline,
.cta-band .btn-outline {
  color: var(--on-dark);
  border-color: rgba(255, 255, 255, 0.55);
}
.hero .btn-outline:hover,
.page-hero .btn-outline:hover,
.cta-band .btn-outline:hover {
  background: rgba(255, 255, 255, 0.12);
  color: var(--on-dark);
  border-color: var(--on-dark);
}

.cta-band h2 {
  color: var(--on-dark);
}
.cta-band p {
  color: var(--on-dark-muted);
}


/* Card on dark background (utility) */
.card-on-dark {
  background: linear-gradient(135deg, var(--primary-dark), var(--primary));
  color: var(--on-dark);
  border: none;
  box-shadow: 0 8px 32px rgba(0, 0, 0, 0.2);
}
.card-on-dark h2,
.card-on-dark h3,
.card-on-dark h4 {
  color: var(--accent);
}
.card-on-dark p,
.card-on-dark li,
.card-on-dark ol {
  color: var(--on-dark-muted);
}
.card-on-dark .feature-list li {
  color: var(--on-dark-muted);
  border-bottom-color: rgba(255, 255, 255, 0.15);
}
.card-on-dark .feature-list li::before {
  color: var(--accent);
}
.card-on-dark a:not(.btn) {
  color: var(--accent);
}
.card-on-dark a:not(.btn):hover {
  color: var(--on-dark);
}

.highlight-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(300px, 1fr));
  gap: 20px;
}
.highlight-item {
  display: flex;
  gap: 16px;
  padding: 20px;
  background: var(--white);
  border-radius: var(--radius);
  border: 1px solid var(--border);
}
.highlight-num {
  flex-shrink: 0;
  width: 40px;
  height: 40px;
  background: var(--accent);
  color: var(--primary-dark);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 0.9rem;
}
.highlight-item h4 { margin: 0 0 6px; font-size: 1rem; }
.highlight-item p { margin: 0; font-size: 0.88rem; color: var(--text-muted); }

.integration-logo {
  display: flex;
  align-items: center;
  justify-content: center;
  height: 80px;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  font-weight: 700;
  color: var(--primary-dark);
  font-size: 1.1rem;
}

.contact-form {
  max-width: 560px;
  background: var(--white);
  padding: 32px;
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}
.form-group { margin-bottom: 18px; }
.form-group label { display: block; font-size: 0.88rem; font-weight: 500; margin-bottom: 6px; }
.form-group input, .form-group textarea, .form-group select {
  width: 100%;
  padding: 12px 14px;
  border: 1px solid var(--border);
  border-radius: 8px;
  font-family: inherit;
  font-size: 1rem;
}
.form-group textarea { min-height: 120px; resize: vertical; }

.form-alert {
  padding: 14px 16px;
  border-radius: 8px;
  font-size: 0.9rem;
  margin-bottom: 20px;
  line-height: 1.5;
}
.form-alert-success {
  background: rgba(40, 167, 69, 0.12);
  color: #1e6b3a;
  border: 1px solid rgba(40, 167, 69, 0.35);
}
.form-alert-error {
  background: rgba(220, 53, 69, 0.1);
  color: #842029;
  border: 1px solid rgba(220, 53, 69, 0.3);
}
.contact-form button[type="submit"]:disabled {
  opacity: 0.7;
  cursor: not-allowed;
  transform: none;
}

.bg-white-section { background: var(--white); }
.bg-alt { background: #eef2f4; }

/* Detail pages (muhasebe, etc.) */
.page-toc {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-bottom: 32px;
  padding: 16px;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
}
.page-toc a {
  font-size: 0.82rem;
  font-weight: 500;
  padding: 6px 12px;
  border-radius: 100px;
  background: rgba(13, 92, 99, .08);
  color: var(--primary-dark);
}
.page-toc a:hover { background: var(--primary); color: var(--white); }
.doc-block { margin-bottom: 40px; }
.doc-block h3 {
  margin: 0 0 8px;
  font-size: 1.2rem;
  color: var(--primary-dark);
}
.doc-block > p { margin: 0 0 16px; color: var(--text-muted); font-size: 0.92rem; }
.module-table td small { display: block; color: var(--text-muted); font-size: 0.8rem; margin-top: 4px; }
.module-table .col-narrow { width: 72px; white-space: nowrap; }
.flow-steps {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(200px, 1fr));
  gap: 12px;
  margin: 20px 0;
}
.flow-step {
  padding: 16px;
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  font-size: 0.88rem;
}
.flow-step strong {
  display: block;
  color: var(--primary);
  margin-bottom: 6px;
  font-size: 0.78rem;
  text-transform: uppercase;
  letter-spacing: .03em;
}
.info-callout {
  padding: 20px 24px;
  background: rgba(232, 184, 74, .15);
  border-left: 4px solid var(--accent);
  border-radius: 0 var(--radius) var(--radius) 0;
  margin: 24px 0;
  font-size: 0.92rem;
}
.report-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(320px, 1fr));
  gap: 20px;
}
.report-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 22px;
}
.report-card h4 { margin: 0 0 8px; font-size: 1rem; color: var(--primary-dark); }
.report-card p { margin: 0; font-size: 0.88rem; color: var(--text-muted); }
.report-card .tag { margin-top: 12px; }

/* Homepage payment showcase */
.payment-showcase {
  background: linear-gradient(180deg, #fff 0%, #eef6f7 100%);
  padding: 56px 0;
  border-bottom: 1px solid var(--border);
}
.payment-showcase .section-title h2 {
  font-size: 1.75rem;
}
.payment-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
}
.payment-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 28px;
  box-shadow: var(--shadow);
  display: flex;
  flex-direction: column;
  gap: 12px;
  transition: transform .2s, border-color .2s;
}
.payment-card:hover {
  transform: translateY(-3px);
  border-color: var(--primary-light);
}
.payment-card-featured {
  grid-column: span 2;
  background: linear-gradient(135deg, var(--primary-dark), var(--primary));
  color: var(--on-dark);
  border: none;
}
.payment-card-head {
  display: flex;
  align-items: center;
  gap: 16px;
}
.payment-card-head h3 {
  margin: 0;
  font-size: 1.15rem;
  line-height: 1.3;
  flex: 1;
  min-width: 0;
}
.payment-card:not(.payment-card-featured) .payment-card-head h3 {
  color: var(--primary-dark);
}
.payment-card-icon {
  width: 52px;
  height: 52px;
  flex-shrink: 0;
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
}
.payment-card:not(.payment-card-featured) .payment-card-icon {
  background: rgba(13, 92, 99, 0.1);
  color: var(--primary-dark);
}
.payment-card.payment-card-featured .payment-card-icon {
  background: rgba(255, 255, 255, 0.18);
  color: var(--accent);
}
.payment-card.payment-card-featured .payment-card-head h3 {
  color: var(--accent);
}
.payment-card:not(.payment-card-featured) p {
  margin: 0;
  font-size: 0.92rem;
  color: var(--text-muted);
  flex: 1;
}
.payment-card.payment-card-featured p {
  margin: 0;
  font-size: 0.92rem;
  color: var(--on-dark-muted);
}
.payment-card.payment-card-featured strong {
  color: var(--on-dark);
}
.payment-card ul {
  margin: 0;
  padding: 0;
  list-style: none;
  font-size: 0.88rem;
}
.payment-card:not(.payment-card-featured) ul li {
  padding: 6px 0 6px 22px;
  position: relative;
  color: var(--text-muted);
}
.payment-card:not(.payment-card-featured) ul li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--primary-dark);
  font-weight: 700;
}
.payment-card.payment-card-featured ul li {
  padding: 4px 0 4px 20px;
  position: relative;
  color: var(--on-dark-muted);
}
.payment-card.payment-card-featured ul li::before {
  content: '→';
  position: absolute;
  left: 0;
  color: var(--accent);
  font-weight: 700;
}
.payment-card-featured .card-link {
  color: var(--accent);
}
.payment-card-featured .card-link:hover {
  color: var(--on-dark);
}
.payment-card-featured-body {
  display: flex;
  flex-wrap: wrap;
  gap: 24px;
  align-items: flex-start;
}
.payment-card-featured-main {
  flex: 1;
  min-width: 260px;
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.payment-card-featured-aside {
  flex: 1;
  min-width: 220px;
  margin: 0;
  padding: 0;
  list-style: none;
  font-size: 0.88rem;
}
.payment-pills {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 8px;
}
.payment-pill {
  font-size: 0.72rem;
  font-weight: 600;
  padding: 4px 10px;
  border-radius: 100px;
  background: rgba(13, 92, 99, .1);
  color: var(--primary-dark);
}
.payment-card-featured .payment-pill {
  background: rgba(255,255,255,.2);
  color: var(--white);
}

@media (max-width: 768px) {
  .payment-grid { grid-template-columns: 1fr; }
  .payment-card-featured { grid-column: span 1; }
}

@media (max-width: 900px) {
  .hero-slide { min-height: 560px; padding: 56px 0 100px; }
  .hero-slider-wrap { min-height: 560px; }
  .hero-slide .container.hero-grid,
  .hero-grid { grid-template-columns: 1fr; }
  .two-col, .footer-grid { grid-template-columns: 1fr; }
  .nav-main { display: none; }
  .nav-main.open {
    display: flex;
    flex-direction: column;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: var(--white);
    padding: 16px;
    border-bottom: 1px solid var(--border);
    box-shadow: var(--shadow);
  }
  .nav-toggle { display: block; }
  .logo-img { height: 34px; max-width: min(200px, 56vw); }
  .site-footer .logo--footer .logo-img { height: 32px; padding: 6px 10px; }
}